Key Features

  1. Platform on both USSD for low end phones and an app for smartphones
  2. Simplified menu that is easy to navigate
  3. Inbuild features - no paybill numbers but a seamless process


M-ASCAs aim is to dignify the Base of the Pyramid populations through a credit and loan association that unleashes the potential of members through their active participation, freedom associated with convenience and transparency occasioned by real-time update of transactions; hence the slogan: Financial Inclusion with Dignity.

  The Difference

Open to all Kenyans of adult age, anytime anywhere mobile based transactions, Paperless association, no meetings, no groups of 10 -15, no fines for late coming to meetings, no absenteeism, can submit any amount even as little as Kshs 50, friendly guarantor system , creates a Kenyan virtual community, registration fee of Kshs 200, Interest of 1% per month.