Key Features
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Accumulate savings anytime via Equitel or Safaricom
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Low interest as low as 1% per month
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Ideal for people in the informal sector with irregular income
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Access to equity agent and m-pesa outlets even after official working hours
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Savings as low as Ksh 50/-
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Choice of guarantors from anywhere in the country leveraging on existing friends, relatives or colleagues
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Real time transactions and loans
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No recovery of personal items from homes
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No mandatory guaranteeing of people one does not trust
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Signatories cannot take a loan on behalf of group members without their consent
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Purely virtual so no meetings, fines or absenteeism
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Ample time to give attention to businesses
Loan Types
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Ordinary loan
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Emergency Loan
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Chama Loan
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Group Loan
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Instant Loan