Key Features

Accumulate savings anytime via Equitel or Safaricom
Low interest as low as 1% per month
Ideal for people in the informal sector with irregular income
Access to equity agent and m-pesa outlets even after official working hours
Savings as low as Ksh 50/-
Choice of guarantors from anywhere in the country leveraging on existing friends, relatives or colleagues
Real time transactions and loans
No recovery of personal items from homes
No mandatory guaranteeing of people one does not trust
Signatories cannot take a loan on behalf of group members without their consent
Purely virtual so no meetings, fines or absenteeism
Ample time to give attention to businesses

Loan Types