Key Features

• Accumulate savings anytime via Equitel or Safaricom
• Low interest as low as 1% per month
• Ideal for people in the informal sector with irregular income
• Access to equity agent and m-pesa outlets even after official working hours
• Savings as low as Ksh 50/-
• Choice of guarantors from anywhere in the country leveraging on existing friends, relatives or colleagues
• Real time transactions and loans
• No recovery of personal items from homes
• No mandatory guaranteeing of people one does not trust
• Signatories cannot take a loan on behalf of group members without their consent
• Purely virtual so no meetings, fines or absenteeism
• Ample time to give attention to businesses

Loan Types

1. Ordinary loan
2. Emergency Loan
3. Chama Loan
4. Group Loan
5. Instant Loan